Mortage Checklist

What documents will you need for your loan?

Income Documents

  • Recent pay-stubs covering one month
  • W2 forms for the previous two years
  • If you are self-employed, receive commission income or own rental property, include most recent two years tax returns with all schedules

Assets

  • Most recent savings and checking bank statements covering a two-month period
  • Recent statement of your 401(k) savings plans, IRA’s, CD accounts, investment portfolio, money market accounts.

Subject Property-Refinance

  • Copy of Homeowner’s insurance with the name and phone number of your insurance agent.
  • Copy of most recent mortgage statement
  • Copy of Association dues statement or payment coupon

Subject Property-Purchase

  • Copy of fully executed sales contract
  • Attorney information