We specialize in financing primary homes, secondary homes, and investment properties (1-4 units).
Let us help you secure the best loan options for your needs!
Apply online or contact us today. PH: 630-844-4950 | EM: mortgages@earthmovercu.com
TODAY'S MORTGAGE RATES
Rate 5.750% / APR 6.017%
Conventional Assumptions: Purchase Price $312,500, Loan Amount $250,000, single family home, Illinois primary residence, 80% loan-to-value, credit score 780 or higher, escrow required, 45-day rate lock
Refinance Assumptions: Single family home, Illinois primary residence, 80% loan-to-value, credit score 780 or higher, escrow required, 45-day rate lock
Rate 6.625% / APR 6.796%
Conventional Assumptions: Purchase Price $312,500, Loan Amount $250,000, single family home, Illinois primary residence, 80% loan-to-value, credit score 780 or higher, escrow required, 45-day rate lock
0HomeReady Assumptions: Purchase Price $260,000, Loan Amount $252,200, single family home, Illinois primary residence, 97% loan-to-value, credit score 780 or higher, escrow required, 45-day rate lock, income limits apply; income cannot exceed 80% of the area median income(AMI)
Rate 6.125% / APR 7.480%
FHA Assumptions: Purchase price $210,000, Loan Amount $206,196, 3.5% down-payment, 680 credit score, Illinois primary residence only, single family home, fees include 1.75% up front mortgage insurance premium (UFMIP) as required by FHA, results in higher APR, 45-day rate lo
Rate 6.125% / APR 6.448%
VA Assumptions: Purchase price $200,000, Loan Amount $204,300, no down-payment, 680 credit score, Illinois primary residence only, single family home, fees may include 2.15% VA funding fee as required by VA, first-time use, regular military, 45-day rate lock.
Rates current as of 9/02/2025 at 9:05am
Rates are subject to change at any time; longer rate lock periods may be required