Conventional Rates
15 Year
Rate 6.250% / APR 6.486%
30 Year
Rate 7.000% / APR 7.150%
Conventional Assumptions: Purchase Price $312,500, Loan Amount $250,000, single family home, primary residence, 80% loan-to-value, credit score 740 or higher, escrow required, 45-day rate lock
HomeReady Program - Ideal for First Time Homebuyers
30 Year
Rate 6.500% / APR 6.644%
HomeReady Assumptions: Purchase Price $260,000, Loan Amount $252,200, single family home, primary residence, 97% loan-to-value, credit score 740 or higher, escrow required, 45-day rate lock, income limits apply; income cannot exceed 80% of the area median income (AMI)
FHA Rates
30 Year
Rate 6.625% / APR 8.012%
FHA Assumptions: Purchase price $210,000, Loan Amount $206,196, 3.5% down-payment, 680 credit score, primary residence only, single family home, fees include 1.75% up front mortgage insurance premium (UFMIP) as required by FHA, results in higher APR, 45-day rate lock
VA Rates
30 Year
Rate 6.625% / APR 7.000%
VA Assumptions: Purchase price $200,000, Loan Amount $204,300, no down-payment, 680 credit score, primary residence only, single family home, fees may include 2.15% VA funding fee as required by VA, first-time use, regular military, 45-day rate lock.
Second Home, Investment Properties, Adjustable Rate Mortgages (ARMs), and
Refinance Programs are available.
Please call us for rates.
Updated 12/07/2023 at 9:14 AM
Rates are subject to change at any time; longer rate lock periods may be required